To blockchain or to block the chain
Since the introduction of the bitcoin cryptocurrency in 2008, the blockchain technology has been in everyone’s mouth. In this INSIGHT, I review the three main components defining the core of [...]
Three emerging trends in asset class investing
The current market environment, characterized by political uncertainty, low interest rates, and ever-increasing regulation, forces investment managers to seek for new return generating opportunities. Although the traditional focuses on asset [...]
Understanding the future of robo-advice
For many technology savvy private bankers Robo-Advice is the place to be, for others it’s the worst nightmare. Again others, see in it a hype that will soon disappear as [...]
Developing new investment solutions using the Wealth Management Canvas
A key challenge faced when developing new or enhancing existing wealth management solutions is ensuring that all aspects of the value chain are covered, from defining the targeted customer segments, [...]
What wealth managers can learn from mobile phone operators
Designing pricing models that are perceived as fair and valuable by customers on one side and profitable for wealth managers on the other side is a key challenge. Understanding how [...]
Fee based advice: Winning formula or passing fas?
Margins in private banking are fading. Increased regulatory costs and a low interest rate environment are not helping. But more prominently, the lack of client activity combined with fading trust [...]
Three questions to better appraise the value consultants can offer
Why would you need to hire an external consultant? Why rely on someone from outside the firm? Aren’t you capable enough to handle the challenges faced on your own or [...]
The five puzzle pieces of a successful investment process
Systematically achieving set investment goals require a sound investment process. Any investment process should be composed of five puzzle pieces put together by skilled people. First the foundation, that is, [...]
Design thinking based strategy development – A first step
Classical strategy development frameworks focus on data gathering, analysis, fact finding, followed by a deductive strategy construction approach. They are built on solid theoretical foundations, but often are static, rely [...]
A key reason for failure: Solving the wrong problem
Success in business is tightly related to solving everyday business problems efficiently and effectively. Unfortunately, managers often fail because they are unable to identify and solve the right problems. In [...]