innovate.d in Richterswil, Switzerland. He has more than 20 years of experience in strategy development, business model innovation, product development, investment process design, business process optimization and technology. Designing a successfully absolute return investment solution is not as easy as it may seem. Very often the investor’s needs are not adequately understood, and the proposed solutions fail to [...]
Recent discussions about the future of private banks in Switzerland have led different participants quoting asset management as being the magic weapon to replace lost revenues from traditional private banking [...]
The discussion on whether active management makes sense is very present in the investment management community. Poor observed investment performance tends to speak against active management. In addition, equilibrium or [...]
Front-office related units address a growing number of open issues through small projects. These projects are very often run with existing resources and without any formal project management approach. Unfortunately, [...]
Any return in excess of the risk-free rate promised or paid by a financial investment indicates that there are risks associated with it. Before investing, it is important to understand [...]
A large percentage of investment products launched by wealth managers fail to achieve their targets, both in assets under management and revenues. This issue can, in part, be relying on [...]
Offering high service quality requires wealth and asset managers to communicate in a consistent way about their investment products, especially with respect to market forecasts and realized performance. Using the [...]
Successfully implementing risk management requires taking a business model approach. Risk management should focus on avoiding unintended risks and assuring that intended risks are aligned with investment decisions. The governance [...]
Most traditional pension funds operate under an administrator type of operating model. Their focus is on execution rather than service providing. Pension funds aiming at being contemporary should adjust their [...]
Having sound technology platform architecture in place is key to supporting a firm’s business model. A forward-looking platform should separate business requirements from technology aspects. It should also encapsulate complexity [...]
